Mortgage refusal due to spray foam
Why it happens here
Lenders treat spray foam as a risk because it can hide structural defects and trap moisture. In Dawley, where many 1970s homes have foam, this blocks sales regularly. The buyer cannot get a mortgage until the foam is removed and the timbers are inspected.
Our approach
We remove the foam fully, inspect the roof timbers, and provide a written report with photographs. Lenders and valuers accept our documentation, and we can usually complete the work within a week of instruction.